Social Security Optimizer
Optimize your Social Security claiming strategy. Calculate benefits for different claiming ages and maximize your lifetime benefits.
Your Information
506070
55 years old
758595
85 years
Early Claiming (62)
$2K/mo
30% reduction
Lifetime: $499K
Full Retirement (67)
$3K/mo
100% of benefit
Lifetime: $557K
Delayed (70)
$3K/mo
24% increase
Lifetime: $576K
Recommended Strategy
70 is your optimal claiming age
Delayed claiming maximizes your monthly benefit and may provide the highest lifetime value.
Monthly Benefit:
$3K
Lifetime Total:
$576K
Lifetime Benefits Comparison
Important Considerations
•These calculations are estimates based on current Social Security rules and your inputs.
•Your actual benefit may vary based on your complete earnings history and future changes to Social Security.
•Consider your health, financial needs, and family situation when making claiming decisions.
•Consult with a financial advisor or the Social Security Administration for personalized advice.